Terms & Conditions
Terms, use, and responsibilities
Welcome to MOK INSURANCE. Below, we present the terms and conditions that govern the use of our services and the contracting of insurance policies through our website and physical offices in the state of Texas, United States.
Acceptance of the terms and conditions
By using the services of MOK INSURANCE, whether through our website, by telephone or in person, the client agrees to comply with and be bound by the terms and conditions described herein. If you do not agree with these terms, we ask that you do not use our services.
Use of the website and services
- Registration and user account: To use certain MOK INSURANCE services, it may be necessary to create a user account. It is the client's responsibility to provide accurate information and maintain the confidentiality of their login credentials.
- Proper use: You must use our services only for legal purposes and in accordance with these terms and applicable laws.
Insurance products and services
- Quotes and policy application: Insurance quotes provided by MOK INSURANCE are subject to availability and approval by participating insurance companies. Requesting a quote does not guarantee the issuance of a policy.
- Verification of information: We reserve the right to verify information provided by the client to assess risk and determine eligibility for insurance coverage.
Client Responsibilities
- Truthful information: When requesting a quote or taking out an insurance policy, the client guarantees that all information provided is true, accurate and complete.
- Use of personal data: The client understands and accepts the processing of their personal data in accordance with our privacy policy.
Payments and billing
- Payment methods: MOK INSURANCE offers various payment options, including online, in-office, and telephone payment. Details of the payment methods are specified in our relevant section.
- Auto pay: Customer may choose to enroll in auto pay service to avoid interruption of their coverage due to non-payment. Enrollment is subject to approval and availability by insurance companies.
Cancellation of policies
- Procedures: The client has the right to request the cancellation of their policy at any time. The cancellation process must follow the procedures established by the corresponding insurance company.
- Cancellation charges: Cancellation may be subject to specific charges and conditions, detailed in the policy terms and conditions.
Liability and Limitation of Liability
- Exclusion of guarantees: MOK INSURANCE makes no express or implied warranties about the availability, accuracy, reliability or suitability of the insurance products offered by the insurance companies for any particular purpose. This means that MOK INSURANCE does not in any way warrant or promise that the insurance products offered by the insurance companies are error-free, accurate at all times, available at all times or suitable for any specific purpose the customer may have in mind. This is important because, although MOK INSURANCE strives to offer quality and reliable insurance products, the nature of the insurance industry and external factors such as changes in government regulations or market conditions may affect the availability and accuracy of the information and services provided.
- Limitation of liability: To the maximum extent permitted by law, MOK INSURANCE shall not be liable for any direct, indirect, incidental, consequential or special damages arising from the use of the insurance products offered by the insurance company. Damages may include loss of profits, loss of data, business interruption or other similar types of damages. This means that, although MOK INSURANCE strives to offer reliable insurance products, there are situations beyond its control that could negatively affect the customer, and MOK INSURANCE will not accept liability for these damages.
Modifications to the terms and conditions
- Update: MOK INSURANCE reserves the right to change these terms and conditions at any time. Modifications will take effect immediately upon posting on our website. It is the client's responsibility to periodically review these terms to be informed of any changes.
For any questions or comments about these terms and conditions, please contact us at: service@mokinsurance.com
By using the services of MOK INSURANCE, you accept and acknowledge these terms and conditions.