Event Insurance
Total security for events
Event insurance is a contract between an event participant and an insurance company for the purpose of providing financial protection against a variety of risks associated with the holding of events, such as weddings, concerts, corporate events, festivals, conferences, among others. It is essential to mitigate risks and ensure the success of the event, benefiting organizers, providers, artists and attendees.
The main coverages include:
Civil liability
- Offers protection against claims for bodily injury or damage to third party property during the event, being crucial for the safety of attendees.
Property Damage
- Covers loss or damage to property used at the event, including equipment, decorations and materials, ensuring that replacement costs are manageable.
Medical expenses
- Covers medical expenses incurred due to injuries to attendees or employees during the event, guaranteeing immediate care and avoiding unexpected costs.
Additional Considerations:
Policy customization
- Organizers can adjust the policy to include specific additional coverages based on the nature of the event and its associated risks.
Compliance with contractual requirements
- Some places and suppliers may require a specific insurance policy, facilitating compliance with these requirements and avoiding inconveniences.
Risk assessment
- It is advisable to carry out a thorough assessment of the potential risks related to the event, allowing the most appropriate coverages to be selected and ensuring comprehensive protection.
Important:
Not event cancellation insurance
Event cancellation insurance is specifically designed to protect organizers from financial losses that arise when an event must be cancelled or rescheduled for unforeseen reasons, such as natural disasters or logistical problems. Event cancellation policies are independent of this and other event insurance, due to the high risk they cover.
*It is important to keep in mind that the terms and conditions of the insurance companies may vary for each coverage. Therefore, it is essential to review carefully to fully understand the extension and any exclusions that may apply.
